Shim, S. Serido, J., & Lee, S. K. (2018). A model of financial efficacy and problem-solving orientations linked to student loan repayment. Journal of Consumer Affairs.

Curran, M. A., Parrott, E., Ahn, S., Serido, J. & Shim, S. (2018). Young adults' life outcomes and well-being: Perceived financial socialization from parents, the romantic partner, and young adults' own financial behaviors. Journal of Family and Economic Issues.

Mao, D., Danes, S. M., Serido, J. & Shim, S. (2017). Financial Influences Impacting Young Adults’ Relationship Satisfaction: Personal Management Quality, Perceived Partner Behavior, and Perceived Financial Mutuality.  Journal of Financial Therapy,  8(2), 24-41

Friedline, T., West, S., Rosell, N., Serido, J., & Shim, S. (2017). Do community characteristics relate to young adult college students’ credit card debt? American Journal of Community Psychology, 59(1-2), 80-93.

Bosch, L. A., Serido, J., Card, N., Shim, S., & Barber, B. L. (2016). Predictors of Financial Identity Maturation in Emerging Adulthood. Emerging Adulthood, doi: 10.1177/2167696816631845 

Serido, J., Curran, M., Wilmarth, M., Ahn, S. Y., Shim, S. & Ballard, J. (2016). The unique role of parents and romantic partners on young adults’ financial attitudes and behaviors. Family Relations, 64(5), 696-710.

Shim, S., Serido, J., Tang, C., & Card, N. (2015). Socialization processes and pathways to healthy financial development for young adults. Journal of Applied Developmental Psychology, 38, 29-38.

Serido, J. & Joseph, M. (2014). Challenging Assumptions: Crossing Disciplinary Divides to Make Knowledge about Gender and Finance. Feminist Formations, 26 (2), 52-83.

Xiao, J. J., Ahn, S.Y., Serido, J., Shim, S. (2014). Earlier financial literacy and later financial behaviour of college students.  International Journal of Consumer Studies. Online First.

Serido, J., Shim, S., Xiao, J. J., Card, N., & Tang, C. (2014). Financial adaptation among college students: Helping students cope with financial strain. Journal of College Student Development, 55(3), 310-316.

Serido, J., Shim, S., & Tang, C. (2013). A framework for promoting financial capability among young adults. International Journal of Behavioral Development. 37 (4), 287-297.

Shim, S., Serido, J., Bosch, L. &Tang, C. (2013). Financial identity styles among young adults: A longitudinal study of socialization factors and consequences on financial capabilities. Journal of Consumer Affairs, 47(1), 128-152.

Shim, S., Serido, J., & Tang, C. (2013). After the Global Financial Crash: Individual Factors Differentiating Young Adult Consumers’ Trust in Banks and Financial Institutions. Journal of Retailing and Consumer Services, 20, 26-33.

Shim, S., Serido, J., & Tang, C. (2011). The ant and the grasshopper revisited: The present psychological benefits of saving for tomorrow. Journal of Economic Psychology, 33(1), 155-165.

Xiao, J. J., Tang, C., Serido, J., Shim, S. (2011). Antecedents and Consequences of Risky Credit Behavior Among College Students: Application and Extension of the Theory of Planned Behavior. Journal of Public Policy and Marketing, 30(2), 239-245.

Shim, S., Barber, B., Card, N., Xiao, & Serido, J. (2010). Financial socialization of young adults: the role of family, work, and education. Journal of Youth and Adolescence, 39(12), 1457-1470.

Serido, J., Shim, S., Mishra, A., & Tang, C. (2010). Financial parenting, financial coping behaviors and well-being of emerging adults. Family Relations: Special Issue, 59,453-464.




Serido, J. & Shim, S. (2017). Wave 4 Approaching 30: Adult financial capability, stability, and well-being. (Arizona Pathways to Life Success for University Students). St. Paul, MN: University of Minnesota.

Serido, J. & Shim, S. (2014). Wave 3 Life after college: Drivers for life success. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona. Retrieved from

Shim, S. &, Serido, J. (2011). Wave 2: Young adults’ financial capability. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona.

Shim, S. &, Serido, J. (2010). Wave 1.5 economic impact study: Financial well-being, coping behaviors, and trust among young adults. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona. Retrieved from

Xiao, J. J., Shim, S., & Serido, J. (2010). Financial education, financial knowledge and risky credit behavior of college students (2010-WP-05). Networks Financial Institute. Retrieved from

Shim, S., Serido, J. & Xiao, J. J. (2009). Cultivating positive financial attitudes and behaviors for healthy adulthood. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona.